VR Banking Classic

VR Banking Classic puts your complete financial life in your pocket—check balances, transfer funds, and manage investments anytime, anywhere with a secure mobile banking app designed for total control.

Whether you're on the move or at your desk, access all your accounts instantly. Review your account balance, scan through recent transactions, and execute urgent transfers in seconds. The intuitive interface lets you customize your most-used functions as favorites, so your daily banking tasks are always one tap away. Beyond your Volksbanken Raiffeisenbanken accounts, you can seamlessly manage bank details from other institutions, giving you complete financial flexibility without compromising security.

Pay bills faster with Scan2Bank—simply scan an invoice, transfer slip, or QR code, verify the details, enter your TAN, and you're done. No more manual entry errors or time wasted hunting for payment information. For those tracking investments, the integrated online brokerage function lets you monitor your depot, access real-time market data, review top and flop lists, study charts, and manage your personal watch list. Buy and sell securities directly from the app whenever market opportunities arise.

VR Banking Classic delivers far more than basic account management. Send money instantly to friends via giropay or Kwitt, manage standing orders, view your complete financial status across the cooperative network, and communicate directly with your bank about service requests. Need an ATM? Use the built-in GPS-powered ATM locator. Want to speak with your personal advisor? Contact information and options are integrated right into the app.

Security is built into every transaction. Your data receives the same enterprise-grade protection as browser-based online banking, with login via your VR-NetKey or alias and PIN, plus an additional self-chosen app password. Transfers are confirmed using TAN generation through Sm@rt-TAN plus, Sm@rt-TAN photo, SecureGo, or SecureGo plus. TÜV Rheinland independently certifies the data protection and security processes, confirming the effectiveness of every safeguard. The app requires Android 6.0 or later for full compatibility.

Take control of your finances with VR Banking Classic—where security, convenience, and comprehensive banking tools unite in one essential app.